1. PAYMENT TERMS AND CLIENT’S REPRESENTATIONS

Rezo Five Spółka z ograniczoną odpowiedzialnością is a company duly incorporated under the laws of Republic of Poland with company registration number 0001012156 (“Rezo Five”, “We”, “Us”, or “Our”). Rezo Five is a Polish regulated financial intermediary, providing services in the area of Digital Assets, and is subject to the rules set out by the Financial Services Standards Association. The following terms and conditions (the “Terms”) incorporated herein, set forth the rights and obligations of the business relationship between Rezo Five and the Client (“Client”, “You” or “Your”) (the “Business Relationship”), subject to any special agreements between the Client and Rezo Five.

2. DEFINITIONS

2.1 Client(s) – shall mean a both natural persons and corporate bodies (legal entities, foundations, associations, etc.) who brings business to Rezo Five.

2.2 Communication – shall mean all and any communication, agreement, document, receipt, notice and disclosure, which may be from time to time addressed to the Client by Rezo Five.

2.3 Digital Asset(s) – refers to digital assets registered on a blockchain, or another distributed and encryption-based ledger or based on similar technology.

2.4 Service(s) – shall mean the definition ascribed to it in Clause 5 below.

2.5 Third Party/Third Parties – shall mean any other natural or legal person who is not a party mentioned in this Terms and Conditions.

3. SCOPE

The Terms govern the Business Relationship and apply to any contract between Rezo Five and the Client.

4. REPRESENTATIONS

Rezo Five’s Services will only be provided to its clients who have entered into a Business Relationship with Rezo Five. Rezo Five will only offer the Services and/or enter into any contracts with persons who are of legal age. The Client shall notify Rezo Five in writing of the names and addresses of the authorized representatives or any other persons who are authorized to act on the Client’s behalf (hereinafter collectively referred to as “The Representatives”). Rezo Five shall not deem any information published in any commercial register or public announcement to be a written renunciation by the Client of The Representatives’ authority to act on behalf of the Client. Rezo Five can only receive instructions from the Client or the Representatives (hereinafter referred collectively to as the “Authorized Signatories”) who have identified themselves to Rezo Five previously, by way of a signature held on file or by way of an alternative agreed upon verification method. In order to prevent unauthorized Third Parties from accessing the Service, the Client shall be responsible for storing all information and documents pertaining to the Business Relationship carefully. Although, absolute security cannot be guaranteed by the Client, all devices, systems, software and networks on the Client’s end remain outside of Rezo Five’s control and may be vulnerable to abuse by unauthorized Third Parties. Rezo Five should be immediately informed of any potential access irregularities discovered by the Client.

5. PROVIDED SERVICES

Rezo Five executes orders on behalf of the Client for the buying and/or selling Digital Assets (the “Order(s)”) subject to the relevant terms of the applicable Digital Asset exchange and/or trading platform. All Orders are on an execution-basis only. Any Orders shall either be executed by Rezo Five in its own name but on the Client’s behalf (account and risk of the Client) (hereinafter referred to as an “Agency”) or Rezo Five can act as a counterparty of the Client by executing Orders from Rezo Five’s account (hereinafter referred to as a “Principal”). The manner in which Rezo Five acts towards the Client, namely agency vs Principal, is in Rezo Five’s sole discretion. Rezo Five has not obligation to execute any Orders placed telephone, fax or other electronic means (e.g., e-mail). The Client acknowledges that Orders may not be executed due to market conditions such as, but not limited to, hard fork situations, absence of liquidity, technical issues with internet providers, information technology infrastructure, and/or other situations outside of Rezo Five’s control. Rezo Five in its sole discretion, reserves the right to limit, restrict and/or cease the provision of the Service at any time, for reasons including but not limited to comply with applicable law, regulatory standards, standards of self- regulation, contractual provisions, business or trade practices, internal rules and policies. Rezo Five may in its sole discretion and at any time, freeze a Client’s account, restrict, limit, or refuse to execute any Order(s) or refuse to accept Digital Assets or fiat currencies, including but not limited to; when necessary to comply with applicable laws and regulations, SRO standards, contractual provisions, industry practices or internal directives and/or (2) deemed necessary or advantageous to protect the interests of the Client. Rezo Five shall not execute any orders which are not fully funded prior to execution. Rezo Five hereby confirms that in the event an Order is declined or cancelled, that it shall not be liable to the Client for any loss, damage or expenses incurred by the Client or any Third-Party. Although Rezo Five undertakes to ensure all Orders placed are attended to within a reasonable time, delays may occur due to KYC/AML reasons, including but not limited to verification processes, source of funds/wealth clarifications, regulatory/compliance checks and/or technical/operational reasons. The Client hereby confirms that Rezo Five has not advised it in any manner and any Orders placed by Rezo Five is exclusively on an execution-basis. The Client acknowledges and agrees that Rezo Five has no or only partial or only incomplete information about the Client’s financial and other situation and, that Rezo Five has not carried out an appropriateness or suitability check. Rezo Five bears no responsibility and/or liability for Client’s transmission of Orders that are inaccurate or not received by Rezo Five and may execute any Order or trade on the terms actually received by Rezo Five. The Client is bound by its trades as executed, if execution is consistent with Client’s Order as entered. Rezo Five may, in its sole discretion, adjust the Client’s account to correct any error. The Client agrees to promptly return to Rezo Five any erroneous payment, transfer or distribution. In the absence of any specific agreement, the reference fiat currency shall be Euro.

6. ILLEGAL TRANSACTIONS

Rezo Five reserves the right to suspend or terminate a client’s account at any time if Rezo Five reasonably believes it is required to do so by law or in order to comply with recommendations issues by a relevant government authority or recognized body for the prevention of financial crime. It is strictly forbidden to use the account for any illegal purposes. Rezo Five will report any suspicious activity to the relevant law enforcement. The Client shall ensure that he/she does not use the Services for transactions relating to: Money laundering, terrorist financing, proliferation of weapons of mass destruction; human trafficking; any goods or services that are illegal or the promotion, offer or marketing of which is illegal or that are offered in connection will illegal, obscene or pornographic content, depict children or minors in sexual postures, depict means of propaganda or signs of unconstitutional organizations glorifying war or violating human dignity; any goods or services, promotion, offer or marketing of which would violate copyrights, industrial property rights or other rights of any person; archaeological findings; drugs, narcotics or hallucinogens; weapons of any kind; illegal gambling services; Ponzi, pyramid or any other “get rich quick” schemes; goods that are subject to any trade embargo; media that is harmful to minors and violates laws and, in particular, the provision in respect of the protection of minors; body parts or human remains; protected animals or protected plants; weapons or explosive materials; or any other illegal goods, services or transactions.

7. COLLECTION OF INFORMATION

Rezo Five shall for the provision of the Service charge fees, expenses, interest, charges, commissions, mark-ups or taxes agreed upon, applicable by law or customary financial service practice, and Rezo Five is entitled to credit or debit them on the account of the Client. The amounts currently applicable are specified in the product contracts provided by Rezo Five. The Service may include a discretionary mark-up. Rezo Five reserves the right to adjust and amend the fees and expenses at any time, including due to changes in market conditions or costs. Changes will be communicated to the Client by appropriate means. Rezo Five has the right to charge for special expenses that are caused by the Client, such as garnishments or legal proceedings against the Client, Digital Asset Actions (as defined below) or the termination of the Business Relationship. The same applies, if the Client deposits tokens which are not supported by Rezo Five and/or are placed with Rezo Five erroneously, on the wrong blockchain protocol or with incomplete information by the Client. Rezo Five may in connection with the Business Relationship receive benefits of monetary or non- monetary nature and may as well grant monetary or non-monetary benefits to Third Parties, in particular for the introduction of Clients (collectively, the “Benefits”). The actual amount of the Benefits received by Rezo Five and the underlying calculation methods varies depending on several factors. Rezo Five informs the Client of the relevant range in percentages and the calculation method of the Benefits by appropriate means or through the product contracts. The Client expressly waives its claim for restitution and agrees that Rezo Five may choose to retain the Benefits as additional remuneration. The Client acknowledges and accepts that the receipt and granting of Benefits may lead to potential conflicts of interests. Rezo Five takes all appropriate measures to prevent or mitigate disadvantages to the Client resulting from any potential conflict of interest.

8. RIGHT OF LIEN AND SET-OFF

Rezo Five has a right of lien at any given point in time for all of its current or future claims against the Client in connection with the Business Relationship with respect to all Digital Assets, claims and other rights Rezo Five holds for the account of the Client. The right of lien is applicable whether the assets are held by Rezo Five in its own custody or with Third Parties, and on any credit balances or other claims of Rezo Five against the Client. Immediately upon default by the Client, Rezo Five shall be entitled, without further notice, to dispose of any assets over which it has a right of lien. Rezo Five may proceed either with a sale pursuant to the relevant enforcement proceedings or by selling the assets in the open market by private sale. Rezo Five has the right to set-off any claims the Client may have against Rezo Five with any claims Rezo Five has against the Client arising from the Business Relationship, irrespective of the due dates of such claims or fiat currencies or Digital Assets in which they are denominated. If amounts subject to set-off are denominated in other than in Euro or the Client’s reference fiat currency, Rezo Five will convert such amounts in its discretion using a conversion rate selected. Rezo Five has the right to convert any claims the Client may have against Rezo Five to a claim nominated in fiat currencies in order to set-off any claims Rezo Five has against the Client arising from the Business Relationship. The Right of lien and set-off shall also apply to claims resulting from any unsecured or collateralized loan or credit facilities.

9. CUSTODY AND BANK GUARANTEE

Rezo Five stores Digital Assets in separate custody. Digital Assets held in separated custody are stored on blockchain addresses that are individually and uniquely assigned to a single Client. Digital Assets always remain the property of Client and are always available for to the Client. In the event of bankruptcy, the Digital Assets are separable under the Swiss Law on Debts and Bankruptcy.

10. AML AND KYC PROCEDURE

Rezo Five reserves the right to apply its AML/KYC procedure to particular Clients, addresses and particular transactions of Digital Assets.

The up-to-date information on the AML/KYC Policy can always be found on Rezo Five’s Website.

11. THE WEBSITE

The Website is provided to the Client on an “as is” basis, without warranties of any kind, either expressed or implied. Rezo Five grants the Client a limited, non-exclusive, non-transferable, non-sublicensable and rRezo Fivecable license to use the Website and its content for its personal, non-commercial use, and to display the content of the Website exclusively on its computer screen or on other devices (such as smartphones or tablets), subject to its compliance with these Terms. All other uses are prohibited without Rezo Five’s prior written consent. Except as otherwise agreed upon, if Rezo Five enables the use of software, content, virtual items or other materials owned or licensed by Rezo Five (hereinafter: the “Software and Content”), Rezo Five hereby grants the Client a non-exclusive, non-transferable, non-sublicensable and rRezo Fivecable worldwide license to access and use the Software and Content solely for personal and non-commercial purposes, conditioned on the compliance with these Terms. The Client will not use, copy, adapt, modify, decompile, reverse engineer, disassemble, decrypt, attempt to derive the source code of, prepare derivative works based upon, distribute, license, sell, rent, transfer, publicly display, publicly perform, transmit, stream, broadcast or otherwise exploit the Software and Content, except as expressly permitted by Rezo Five or as permitted under applicable law. Any unauthorized use of the Software and Content is strictly prohibited and will terminate the license granted in these Terms. No licenses or rights are granted to the Client by implication or otherwise, except for the licenses and rights expressly granted to it. If the Client provides Rezo Five with any feedback or comments regarding the Website, the Client grants Rezo Five the right to use such feedback or comments for any purpose without restriction or payment.

12. PROHIBITED ACTIONS

The Client is entitled to use the Website only in conformity with the laws of its country of residence and of the country from which it accesses this Website. The Client may solely make a legal use of the Website and any illegal or inappropriate use of the Website is banned. In particular, the Client agrees to browse the Website lawfully and without any violation of these Terms or any applicable law and agree not to do any of the following actions in connection with its use of the Website: access or use the Website in any manner that could interfere with, disrupt, negatively affect or inhibit anyone from fully enjoying the Website, including, but not limited to, defamatory, harassing, threatening, bigoted, hateful, vulgar, obscene, pornographic, or otherwise offensive behavior or content; access or use the Website for any illegal or unauthorized purpose or engage in, encourage, or promote any illegal activity, or any activity that violates these Terms or any other terms or policies provided in connection with the Website; intimidate or harass any person or entity, or falsely state or otherwise misrepresent it or its affiliation with any person or entity; damage, disable, overburden or impair the functionality of the Website in any manner; distribute or post spam, unsolicited or bulk electronic communications, advertising, solicitations, promotional materials, chain letters, or pyramid schemes; upload, post, transmit, distribute or otherwise make available any material that contains software viruses, malwares, ransomwares or spywares or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware, mobile devices or telecommunications equipment or any other technologies that may harm the Website or the interests or property of the Clients or of Rezo Five; export or re-export any applications, code or tools developed by and proprietary to Rezo Five except as in strict compliance with the export control laws of any relevant jurisdictions and in accordance with posted rules and restrictions; use any robot, spider, crawler, scraper or other automated means or interface not provided or authorized by us to access the Website or to extract data or information from the Website; commercialize any application, code or any information or software associated with such application and/or the Website without the prior consent of Rezo Five; upload, post, transmit, distribute, store or otherwise make publicly available on the Website any personal data of Clients or of any Third-party without the person’s prior explicit consent; harvest or otherwise collect information or data about Clients without their consent or use automated scripts to collect information from or otherwise interact with the Website; upload, post, transmit, distribute, store or otherwise make available content that, in the sole judgment of Rezo Five is objectionable, misleading or which restricts or inhibits any other person from using the Website, or which may expose Rezo Five or its Clients to any harm or liability of any type; upload, post, transmit, distribute, store or otherwise make available content that would constitute, encourage or provide instructions for a criminal offence; copy, modify, distribute, sell, or lease any part of the Website; reverse engineer or attempt to extract the source code of the Website; interfere or attempt to disrupt the Website in any way; circumvent or attempt to circumvent any filtering, security measures or other features designed to protect the Website, or Third Parties; and infringe upon or violate the rights of the Rezo Five, its Clients or any Third-party; facilitate or assist another person to do any of the above acts.

13. INTELLECTUAL PROPERTY

Intellectual property rights and all other proprietary rights in relation to the content available on the Website (including but not limited to software, mobile software, algorithms, codes, audio, video, text, animations, files, photographs design, graphics, layouts, images, video, information and their selection and arrangement) (hereinafter: the “Website Content”) are the exclusive property of Rezo Five or its licensors. Rezo Five’s rights to the Website Content include rights to (i) the Website; and (ii) all designs, layouts, software, displayed and technical information associated with Website. All Intellectual property rights in the Website Content not expressly granted herein are reserved to Rezo Five. All copyright and other proprietary notices shall be retained on all reproductions. Any other use of the Website Content, including without limitation distribution, reproduction, modification, making available, communicate to the public, publicly perform, frame, download, display or transmission, in whole or in part, without the prior written consent of Rezo Five is strictly prohibited. The Client may not derive or attempt to derive the source code of all or any portion of the software or mobile software (hereinafter: the “Software”), permit any Third Party to derive or attempt to derive such source code, or reverse engineer, decompile, disassemble, or translate the Software or any part thereof. Rezo Five and its licensors own and shall retain all Intellectual property rights and other rights in and to the Software, and any changes, modifications or corrections thereto, subject to open-source software used in relation to the Website. Rezo Five, together with its licensors expressly reserve all Intellectual property rights in all text, programs, products, processes, technology, content, source code, object codes, layouts, and other materials, which appear on the Website. Access to the Website does not confer and shall not be considered as conferring upon anyone any license under any of our or any Third Party’s intellectual property rights. Any use of the Website including copying or storing it or them in whole or part, other than for the Client’s own personal, non-commercial use, is prohibited without prior consent of Rezo Five. In case the Client uploads or shares any feedback, suggestion, idea or other information or material (“Content”) with Rezo Five, the Client automatically grant Rezo Five a worldwide license to use the Client’s Content. It becomes part of the public domain as long as it remains on Rezo Five’s Website and Services. It may be used, at Rezo Five’s sole discretion, for marketing or any other purposes.

14. THIRD-PARTY CONTENT AND SERVICES

The Website may contain links which direct the Client to Third-party websites. Rezo Five rejects any liability on said Third-party websites, which are solely provided in the Clients’ interest. For the purposes hereof “Third-Party Content” shall mean the content provided by Third Parties, including without limitation links to web pages of such parties, which may be represented on the Website and other Services. At the same time “Third-party service” refers to any platform or network in which Digital Assets belong to the Client or where the Client is the beneficial owner of Digital Assets; or any website or platform which we redirect the Client to; and this platform or website is maintained by a Third Party outside of our Services, including, but not limited to Third-party accounts. The Client acknowledges that Rezo Five may, at its own discretion, use Third-party service providers to process any payment between the Client and Rezo Five, including, but not limited to, payments in relation to its use of Rezo Five’s Services and any transaction executed by the Client. In such cases, the Client confirms that Rezo Five may provide certain Personal Information and/or documentation about it, including with respect to a transaction executed by the Client as needed to complete the transaction or as required under any inquiry or in the event of the detection of fraud or suspicion of such. In accordance with Rezo Five’s Privacy Policy, Rezo Five may use or transfer the Client’s Personal Information to any other Third-party service providers for the purpose of providing it with Rezo Five’s Services under its Website or for the improvement thereof, as well as for any AML, KYC or CTF procedures. Although Rezo Five enforces strict price accuracy policies for all fiat providers and does its best to ensure that the content displayed on or via its Marketplace is up-to-date and accurate, Rezo Five cannot guarantee the reliability or accuracy of such content. If the Client encounters any problems with any Third-party services available via Rezo Five, the Client acknowledges that it should resolve that issue with the relevant Third-Party or fiat provider and that its sole remedy in such circumstances lies within the relevant third-party and not within Rezo Five. The Client may be charged fees by the Third-party service provider. Rezo Five is not responsible for any Third-party services’ fees. The Client is solely responsible for its use of the Third-party service, and it agrees to comply with all terms and conditions applicable to any Third-party service. While using Rezo Five’s Services, the Client may view Third-Party Content. Rezo Five does not control, endorse or adopt (unless otherwise expressly stated by Rezo Five) any Third-Party Content and shall have no responsibility for Third-Party Content, including without limitation material that may be misleading, incomplete, erroneous, offensive, indecent or otherwise objectionable. In addition, the Client’s business dealings or correspondence with such Third parties is solely between the Client and the Third parties. Rezo Five is not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings, and the Client understands that its use of Third-Party Content, and its interactions with Third parties, is at its own risk.

15. INFORMATION EXCHANGE

Rezo Five has the right to request any additional documentation and/or information of the Authorized Signatories. In the event that there is missing information, Rezo Five reserves the right not to provide any of the Services to the Client. The Authorized Signatories shall immediately inform Rezo Five when any information and documentation provided which has changed. This includes the personal details, place of residence, nationality, any changes to Representatives, the beneficial owner or controlling person and other relevant information, in particular relating to the prevention of money laundering and combatting the financing of terrorism. In case of bankruptcy, legal incapacity, death, or declaration of presumed death of the Authorized Signatories, this shall be immediately communicated to Rezo Five. Any loss or damage resulting from such occurrence and failure to inform Rezo Five shall be borne by the Client. Rezo Five archives all Client documentation and information for up to 10 years as required by applicable laws and regulations.

16. PERSONAL DATA

If Rezo Five processes personal data, it shall take appropriate measures to ensure compliance with the applicable data protection laws and regulations. The principles applied in the processing of personal data are set out in the Privacy Policy. The policy constitutes an integral part of the Terms. The most current version of the policy is accessible on the Website. Rezo Five may be obliged to disclose Client data to Third Parties or group companies. This includes the name, address and account number or International Bank Account Number “IBAN” to the banks involved, the operators of payment and communication systems. By using the Service, the Client authorizes Rezo Five to disclose the relevant data as well as any associated information to Third Parties or group companies. Rezo Five may be obliged to share other data obtained from the Client with involved banks to facilitate the execution of payments. This includes KYC documentation and documentation regarding source of funds. The Client authorizes Rezo Five to disclose the relevant data as well as any associated information to Third Parties or group companies. The Client accepts that Rezo Five may disclose Client data in order to fulfil regulatory or legal requirements, requests from authorities or to safeguard legitimate interests of Rezo Five. Rezo Five is authorized to buy, save, combine and collect Client data with the purpose of creating Client profiles which may be used for marketing purposes.

17. INFORMATION PRIVACY

The Client must never share the details of its Order, including, but not limited to, its Rezo Five ID, the transaction hash, recipient address and/or e-mail related to a Rezo Five account, with anyone except Rezo Five representatives. Rezo Five will not request specific information about Client accounts, transactions or other personally identifiable data from it unless: (i) the information is requested to help complete a transaction initiated by the Client; (ii) the information is requested to efficiently process the Client’s enquiry; or (iii) it is legally required e.g., in connection with Rezo Five’s AML/KYC procedure. The Client should ascertain that its Order and/or transactions and/or account details are not disclosed by ensuring that he/she does not knowingly or accidentally share, provide or facilitate unauthorized use of it. Rezo Five shall not be liable for any losses or damages incurred as a result of any information submitted to it through this Website or any contact e-mail thereof or for its transmission of information to any person(s) or entity(ies) as a result of a request for such transmission reasonably believed by Rezo Five to have been made by such person or entity.

18. OUTSOURCING AND CONFIDENTIALITY

Rezo Five has the right to outsource business areas and services to group companies or Third Parties in- or outside of Switzerland. The Client explicitly accepts that its data can be processed and sent to said parties in relation hereto. The Client further accepts that said parties may transfer its data to further outsourcing providers. All provided data shall be kept confidential by the data processing parties. The Client releases Rezo Five, its group companies, employees and Clients from applicable duties of confidentiality, secrecy or data privacy to the extent permitted under applicable laws: in relation to the Service (e.g. payments, custody services, trades or other transactions in Digital Assets); for the purposes of outsourcing including the disclosure of Client data to Third Party service providers or affiliates in- or outside of Switzerland; to enable Rezo Five to exchange Client data with affiliates, branches and representatives of Rezo Five in- or outside of Switzerland for business purposes.

19. RISK DISCLOSURE AND SECURITY SAFEGUARDS

Rezo Five does not and will not provide any investment advice or legal advice regarding the Service. The Client acknowledges that only he/she is responsible for its decisions and actions performed on the Rezo Five platform and Rezo Five will not make any personal recommendations for, or advise the Client on, Digital Assets. The Client fully acknowledges and accepts the risks inherent with using the Service. Investing in Digital Assets contains various specific risks which may differ from those applicable to traditional markets and assets. Before utilizing the Service, the Client should carefully consider whether such a Service is suitable for it with its current circumstances and financial resources. The Client confirms to be informed and have understood the risks of Digital Assets and is willing and able to take these risks. The Client is aware of the fact that the investment may result in a total loss and assumes all liability and risk related thereto. When sending Digital Assets to blockchain addresses of Rezo Five, the Client shall only use those blockchain addresses on the network that Rezo Five has provided in communication to the Client for this purpose. If the Client transfers Digital Assets to a blockchain addresses not provided in communication by Rezo Five, there is a risk that the Digital Assets cannot be allocated to the Client. In this case the risk of loss of the Digital Assets is borne by the Client and there is no claim to allocation of the Digital Assets. The use of communication methods contains various risks which may result in loss or damages. Relevant risks may include, but are not limited to, the risk of transmission errors, alterations or duplications or other irregularities, the risk of interception or manipulation of content by unauthorized Third Parties or the risk of introduction of viruses or other malware. The Client acknowledges and accepts the risks associated with the use of communications methods. The Authorized Signatories shall with due care implement and maintain all appropriate security precautions when engaging with Rezo Five and including but not limited to, protecting the devices, systems, software and networks on its end against electronic attacks and unauthorized use. In case of uncertainties, such as unusual errors, unexpected system behavior or similar circumstances that lead to the suspicion of unusual or criminal behaviour, the Client is obligated to inform Rezo Five immediately.

20. RESERVATION OF RIGHTS

Rezo Five may block, terminate or suspend the Client’s ability to use or access the Services and/or Website, in whole or in part, without notice and at all time, at the sole discretion of Rezo Five, as well as close or interrupt the Service and/or Website. Rezo Five reserves the right to terminate the Client’s right to access and use the Services and/or Website if the Client violates these Terms or any other terms, laws or policies referenced herein, or if the Client otherwise creates risk or possible legal exposure for the Rezo Five. Rezo Five reserves the right to initiate legal proceedings against any person for fraudulent use of the Website and any other unlawful acts or acts or omissions in breach of these Terms.

21. COMMUNICATION

Rezo Five deems the communication sent via any of the communication methods as validly transmitted and effected upon dispatch to any of the contact details provided by the Authorized Signatories. Rezo Five is permitted to send any/all legally relevant information and documents to Authorized Signatories by way of its website, chat forum, or other forms of media. The Client acknowledges and agrees to Rezo Five, recording, analyzing. processing and storing all communication without any notice to the Client. In addition, any recording obtained by Rezo Five may be submitted in any proceeding relating to a disputed instruction/transaction or in order to comply with any regulatory requirement. Regarding the Services provided, the Client hereby consents to receiving marketing materials, such as newsletters and special offers from Rezo Five.

22. DIGITAL ASSET ACTIONS

The Client is obliged to monitor the market on its own to stay informed about, inter alia, airdrops and forks (collectively, the “Digital Asset Actions”). Rezo Five has no duty to inform the Client of any Digital Asset Actions. Rezo Five has the right but not the duty to take actions on behalf of the Client such as voting or claiming Digital Assets originating from airdrops or forks. The Client gives consent to Rezo Five to use the Client’s Digital Assets to conduct Digital Asset Actions. It is at the sole discretion of Rezo Five to not support Digital Assets originating from forks or airdrops and associated blockchains for any reasons such as technical or commercial. If Rezo Five decides to support, Rezo Five gives no guarantee that such support actually takes place. If Rezo Five decides to (1) not take any Digital Asset actions or (2) not support Digital Assets originating from forks or airdrops, the Client has no right to claim damages or compensation of any kind from Rezo Five. If the Client wishes to participate in Digital Asset Actions, the Client is encouraged to consult Third-Party providers for this purpose and to transfer the corresponding Digital Assets, if applicable. However, in such instances Rezo Five does not guarantee timely execution of transactions, therefore it is the Client’s responsibility to obtain information and initiate respective arrangements well in advance. At its sole discretion, Rezo Five has the right to convert Digital Assets originating from airdrops or forks into fiat currencies or Digital Assets. If Rezo Five decides to pay out in fiat currencies, the Client does not have the right to acquire ownership of the Digital Assets resulting from a Digital Asset Actions. Rezo Five may decide at its sole discretion to suspend/temporarily shut down any exchange, trading or any transaction with respect to Digital Assets which are part of/influenced by Digital Asset Actions, in particular if it considers such measure to be required or beneficial for the protection of the Client. The distribution of Digital Assets originating from Digital Asset Actions as well as applied thresholds are processed at the sole discretion of Rezo Five and depend on the underlying blockchain mechanism and rules of distribution.

23. DISCLAIMERS

The Client expressly acknowledges and agrees that its access to and use of the Website and the use of the Services is at its sole risk. As between the Client and Rezo Five to the maximum extent permitted by applicable law, the Website and Services are provided on an “as is” and “as available” and “under development” basis and Rezo Five expressly disclaims all representations, warranties and conditions (express or implied, oral or written), including any implied warranty of merchantability, fitness for a particular purpose and non-infringement. All content available on the Website, is made available for informational purposes only and should not be contractual or binding in any way for Rezo Five. The Client should not rely upon this content in any way. Rezo Five does not give any warranty in relation to the Services, Website, the software and content, information published or available on the Website, should it be its availability, accuracy or lawfulness. Rezo Five shall not verify, update or correct such information. Rezo Five does not warrant that the Services or Website will be available at all times and expressly reserves the possibility to discontinue the Services or Website without notice. In addition, Rezo Five does not represent or warrant that (a) the operation of the Service or Website will be secure, uninterrupted, error-free or virus-free, or (b) any defects in the Services or Website will be corrected. no oral or written information, guidelines or advice given by Rezo Five will create a warranty. The foregoing disclaimer of warranties will apply to the maximum extent permitted by applicable law. The laws of some states or jurisdictions do not allow the disclaimer of implied warranties, so some or all of the disclaimers in this section may not apply to the Client. The Client agrees that the entire risk arising out of its use of the Services and/or Website remains solely with the Client. The Client agrees that neither Rezo Five nor its affiliates is/are responsible for the fitness or conduct of Client. Neither Rezo Five nor its affiliates will be liable for any claim, injury or damage arising in connection with the acts or omissions of any Clients. Any warranty, condition or other term arising out of or in connection with the Service and/or Website which might otherwise be implied into or incorporated into these Terms by statute, common law, laws applicable in the country where the Client used the Service and/or Website or otherwise (including without limitation any implied term as to quality, fitness for purpose, reasonable care and skill) is hereby expressly excluded. If the Client has a dispute with a Third-part(y/ies), the Client agree to release Rezo Five (including its affiliates, and each of its respective officers, directors, employees, Clients, shareholders, retail partners, licensors, and suppliers) from any claims, demands and damages of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected to such disputes.

24. LIMITATION OF LIABILITIES

Rezo Five hereby disclaims all warranties, express or implied, with respect to the Services and/or Website including any implied warranties of merchantability or fitness for a particular purpose, to the fullest extent permissible by Law and the Client hereby waives irrevocably any rights or remedies it may otherwise have had in respect of any of the same. Except as expressly provided to the contrary in a writing by Rezo Five, the Services and/or Website are provided on an “As is” and “As available” basis. Rezo Five expressly disclaims, and the Client waives, all warranties of any kind, whether express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement as to the Services and/or Website, including the information, content and materials contained therein. Except as otherwise required by law, in no event shall Rezo Five, its directors, officers, members, employees or Clients be liable for any direct, indirect, consequential or special damages, or any other damages of any kind, including, but not limited to, loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, arising out of or in any way connected with the use of or inability to use Rezo Five’s Services and/or Website, including without limitation any damages caused by or resulting from reliance by any Client on any information obtained from Rezo Five, or that result from mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses, delays in operation or transmission or any failure of performance, whether or not resulting from a force majeure event, communications failure, theft, destruction or unauthorized access to Rezo Five’s records, programs or services. Orders via Rezo Five’s Services cannot be cancelled by Rezo Five. Therefore, a client must check the details of its Order(s) before proceeding. Rezo Five is not responsible for the Client’s fiat or Digital Assets once they have been sent outside of the Services. Moreover, Rezo Five doesn’t guarantee the uptime of the Service. To the maximum extent permitted by applicable law, in no event shall the aggregate liability of Rezo Five (including its directors, officers, members, employees and Clients), whether in contract, warranty, tort (including negligence, whether active, passive or imputed), product liability, strict liability or other theory, arising out of or relating to the use of, or inability to use, Rezo Five or to these Terms exceed the fees paid by the Client to Rezo Five within 1 (one) month immediately preceding the date of any claim giving rise to such liability. Rezo Five strives to protect its clients from fraudulent and scam activities in the sphere of Digital Assets. It is possible, that some Digital Assets are purposed for unlawful seizure of the property, or are construed as a fraud, scam or any other activity, recognized by the laws as illegal and/or non-compliant with legal requirements. Rezo Five cooperates with law enforcements agencies and other competent authorities in order to determine and disclose such Digital Assets. Rezo Five reserves the right to prohibit and discontinue any Orders via its Services with fiat or such Digital Asset at its sole discretion, without any prior notice to the Client and without publication of the reason for such decision, whenever this comes to its knowledge. The Client indemnifies and holds Rezo Five harmless against any claims, demands and damages, whether direct, indirect, consequential or special, or any other damages of any kind, including, but not limited to, loss of use, loss of profits or loss of data, whether in an action in contract, tort (including but not limited to negligence) or otherwise, originated from or in any way connected with prohibition and discontinuation of Services on our Website with any Digital asset. To the maximum extent permitted by applicable law, the Client indemnifies and holds Rezo Five harmless against any warranty, guarantee and responsibility in relation to or subsequent to the Services and/or Website and its content. in no event shall Rezo Five be liable for any damages of any kind, including loss of income or data, suffered by the Client, or any other person, by act of Rezo Five or of a Third Party. this includes any misuse that would be made of the Client’s data, any virus or other forms of malware transmitted through the Services and/or Website or the server, as well as any non-compliance of the Client with these Terms. The Client indemnifies and holds Rezo Five harmless against any personal injury lost profits or other consequential, special, punitive, indirect, or incidental damages, arising from or related to its use or inability to use the Services and/or Website.

25. TERMINATION OF THE TERMS

The Business Relationship is entered into for an indefinite period. Rezo Five may suspend or terminate a client’s account or use of its Services, or the processing of any Digital Asset transaction, at any time if it determines, in its sole discretion, that the Client is accessing its Services from a Restricted Location or is a resident of one. The Business Relationship may be terminated in written form at any time with immediate effect by both parties. Any outstanding fees, costs, and expenses incurred by Rezo Five up to the time of termination shall become due and payable immediately. Upon termination of the Business Relationship, the Client is obliged to provide Rezo Five with a whitelisted blockchain address in order to allow Rezo Five to send all remaining Digital Assets positions to the Client. If the Client fails to deliver within 30 (thirty) calendar days, Rezo Five is allowed to convert the Digital Assets into fiat currencies and settle the resulting fiat positions. All provisions of the Terms regarding warranties, confidentiality obligations, proprietary rights, liability, indemnification obligations and payment obligations shall survive the termination.

26. COMPLIANCE WITH LAWS

The Client confirms to comply with applicable laws and regulations, including tax and anti- money laundering legislation. The Client shall further procure that the Representatives act in a compliant manner as well. The Client shall indemnify and hold harmless Rezo Five from and against all actions, claims, liabilities, obligations, damages, or expenses arising in connection with the Business Relationship, including but not limited to payment of all costs and expenses (e.g., lawyer’s fees) incurred on a full indemnity basis.

27. US-PERSONS

Rezo Five generally does not offer services to US-Persons. A US-Person is a citizen or resident of the USA. A resident of the USA is an individual that is not a citizen or national of the United States and who meets either the green card test or the substantial presence test for the calendar year. Furthermore, a partnership, corporation, company or association created or organized in the US or under the laws of the US, or any estate, other than a foreign estate, or any trust if a court within the US is able to exercise primary supervision over the administration of the trust and, one or more US-Persons have the authority to control all substantial decisions of the trust. Rezo Five must be notified in writing by the Client at least 30 (thirty) calendar days in advance of any future circumstances which may cause it to be regarded as US-Person.

28. GOVERNING LAW AND JURISDICTION

These Terms and Services, as well as all matters arising out of or in relation to them and/or the Business Relationship, shall be exclusively governed by the laws of Switzerland, with the exclusion of conflicts of law rules. The place of performance and debt collection for the Client domiciled or residing abroad, and the exclusive place of jurisdiction for any disputes arising in connection with the legal matters between the Rezo Five and the Client, including the Business Relationship, is the City of Warsaw, Poland. Rezo Five hereby reserves the right to take legal action at the place of domicile of the Client or before any other competent court or authority.

29. FORCE MAJEURE

If Rezo Five is unable to perform its Services outlined in the Terms due to factors beyond its control including but not limited to the event of Force Majeure (war, threat of war, riots, civil strife, or terrorist activity, industrial disputes, natural or nuclear disasters, fire, airport closures, bad weather conditions, interruption or failure of a utility service or the acts of any local or national government), change of law or change in sanctions policy, Rezo Five will not have any responsibility to the Client with respect to the Services provided hereunder and for a time period coincident with the event.

30. GENERAL

Rezo Five’s opening hours can be located on its website at www.Rezo Five.com. Saturdays, Sundays and public holidays of the Republic of Poland shall be treated as holidays. More specifically, all services regarding Fiat currencies involving Third Party banks are depending on applicable bank operating hours. These Terms, the Privacy Policy, the Data Protection Policy, the Cookies Policy (which sets out information about the cookies on our site), subject to any amendments or modifications made by Rezo Five from time to time, shall constitute the entire agreement between the Client and Rezo Five with respect to the use of the website and Services. If any provision of these Terms is found to be invalid by a court or competent jurisdiction, that provision only will be limited to the minimum extent necessary, and the remaining provisions will remain in full force and effect. In the event of any conflict between these Terms and any other agreement the Client may have with Rezo Five, the terms of that other agreement will prevail only if these Terms are specifically identified and declared to be overridden by such other agreement. Rezo Five’s failure to enforce a provision of these Terms does not constitute a waiver of its right to do so in the future with respect to that provision, any other provision, or these Terms as a whole. The Business Relationship may not be assigned by the Client to a Third Party without the prior written consent of Rezo Five, including by operation of law or in connection with any change of control. Any such attempt at assignment shall be void. Rezo Five may assign or transfer any or all of its rights under these Terms or relating to the Business Relationship, in whole or in part, without obtaining consent or approval from the Client. Complaints regarding Rezo Five’s actions or lack thereof, must be submitted to Rezo Five within 30 (thirty) calendar days as of the date of the action or the lack thereof in question. Rezo Five requires the Client to cooperate and to provide contact information in order to avoid dormant accounts. For this purpose, the Client undertakes to inform Rezo Five promptly of any change in its personal circumstances and to take any appropriate measures to avoid a loss of contact. Efforts to establish contact can be charged to the Client. The Client hereby accepts that Rezo Five does not provide any advice on tax or legal matters. Rezo Five has established a proof-of-ownership process to verify that the Authorized Signatories are in control of the external blockchain addresses they want to use for deposits and withdrawals connected to their Rezo Five account. Rezo Five will only execute deposit and withdrawal requests to or from verified external blockchain addresses. Rezo Five can at its discretion decide which Digital Assets are supported by Rezo Five. If Rezo Five decides to no longer support Digital Assets, the Client is obliged to provide Rezo Five with a whitelisted blockchain address in order to enable Rezo Five to send all remaining Digital Assets positions to the Client. If the Client fails to deliver within 30 (thirty) calendar days, Rezo Five is allowed to convert the Digital Assets into fiat currencies and settle the resulting fiat positions.

31. MODIFICATION OF THE WEBSITE

Rezo Five reserves the right to change, suspend, remove, discontinue or disable access to the Website or particular portions thereof, at any time and without notice. In no event will Rezo Five be liable for the removal of or disabling of access to any portion or feature of the Website.

32. CHANGES TO THIS POLICY

Rezo Five may review and modify this Policy from time to time. Rezo Five reserves the right to alter, amend or modify these Terms from time-to-time and will publish the most current version on the Website, at its sole discretion. This will allow Rezo Five to take account of changes to its operations or practices and further to make sure it remains appropriate with any developments and/or changes in law, technology and business environment. The Client’s continued use of the Website including after any such changes, with or without having explicitly accepted the new Terms, shall constitute the Client’s consent to such changes. If the Client does not agree to such changes, he/she has no right to obtain information or access to the Website and must immediately cease use of it. The Client is responsible for regularly checking/verifying these Terms from time to time. An up-to-date version may be retrieved from the Website at any time. The amended Terms will be deemed effective immediately upon posting them on the Website.

33. ACCEPTANCE

The Client is deemed to have read, understood and hereby accepted the Terms when successfully onboarded or when starting or continuing use of the Service.